Pennsylvania, Delaware, Maryland or Virginia Life Insurance Policy for a Sick Child

Imagine you, as grandparents, had planned for months to purchase a life insurance policy on your soon-to-be-born-grandchild.

You intended it as a gift to your daughter and her husband. But, your grandchild is born with a number of health problems and, in addition to your fears for her health, you are concerned that she is not eligible for the life insurance coverage.

So, you talk to the agent and he tells you that getting the coverage is not a problem.

After your initial surprise, you sign the application, pay the initial premium and obtain the $50,000 policy.

And then tragedy strikes. Read More