Benefits of Pennsylvania & Delaware Life Insurance

Most consumers would be prudent to get life insurance once they have a family, and life insurance certainly can help protect a particular family's financial future in the event of a bread-winner's death.

“The great thing about having life insurance as part of an overall financial plan is that if the owner dies prematurely, the death benefit can be used to help maintain the family’s lifestyle in a time of financial and personal turmoil,” said Jeff Janes, chief marketing officer with AMZ Financial Insurance Services in Des Moines.

But the benefits of life insurance go further; they can be helpful in building retirement income.

Indexed life insurance policies became popular with mainstream workers five years or so ago, because they provide a guaranteed rate of return with some potential upside.

The cash value of the policy is allocated within an index, such as the S&P 500 or Nasdaq 100. Read More